{"id":7911,"date":"2026-07-29T08:34:12","date_gmt":"2026-07-29T06:34:12","guid":{"rendered":"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/"},"modified":"2026-07-29T08:34:12","modified_gmt":"2026-07-29T06:34:12","slug":"evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl","status":"publish","type":"post","link":"https:\/\/viva.racunalniske-novice.com\/es\/el-sistema-de-pago-europeo-wero-llega-a-las-tiendas-online-de-lidl\/","title":{"rendered":"El sistema de pago europeo Wero llega a las tiendas online de Lidl."},"content":{"rendered":"<p class=\"wp-block-paragraph\">El sector bancario europeo lleva mucho tiempo buscando formas de <a href=\"https:\/\/viva.racunalniske-novice.com\/es\/como-la-ue-esta-construyendo-una-fortaleza-de-independencia-a-la-sombra-de-silicon-valley\/\">C\u00f3mo reducir la dependencia de los gigantes financieros y de tarjetas estadounidenses<\/a>Como Visa, Mastercard, PayPal y Google Pay, Lidl ha marcado un hito importante en este camino al convertirse en la primera gran cadena de supermercados en integrar el nuevo sistema de pago digital europeo Wero en su tienda online alemana (lidl.de). En el futuro, planean extender este servicio a las tiendas online de B\u00e9lgica y Francia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00bfC\u00f3mo funciona Wero y por qu\u00e9 es importante para Europa?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wero es una iniciativa de la Iniciativa Europea de Pagos (EPI), que re\u00fane a 18 importantes bancos e instituciones financieras europeas y que actualmente presta servicio a m\u00e1s de 57 millones de usuarios en toda Europa. Wero permite realizar pagos directos entre cuentas bancarias, lo que significa que el dinero se transfiere directamente entre ellas en cuesti\u00f3n de segundos, sin necesidad de intermediarios tradicionales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Al realizar una compra en l\u00ednea, el cliente no necesita ingresar el n\u00famero de su tarjeta de pago ni el IBAN. Simplemente confirma la transacci\u00f3n a trav\u00e9s de su aplicaci\u00f3n de banca m\u00f3vil o escaneando el c\u00f3digo QR que aparece en la pantalla.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Todos los datos financieros permanecen dentro del entorno bancario europeo, lo que refuerza la soberan\u00eda de datos de Europa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s de Lidl, el sistema Wero ya ha sido adoptado por empresas como Decathlon, CTS Eventim y A&amp;O Hostels, y Rossmann, Hornbach, CEWE, Baur y la aerol\u00ednea Air Europa tambi\u00e9n planean introducirlo pr\u00f3ximamente.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00bfAcaso hemos sustituido nuestra dependencia de Visa y Mastercard por una dependencia de Google y Apple?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si bien Wero resuelve con \u00e9xito el problema de la soberan\u00eda financiera al reemplazar las redes de tarjetas estadounidenses, existe una paradoja evidente en su implementaci\u00f3n tecnol\u00f3gica. El servicio a\u00fan depende en gran medida de los sistemas operativos m\u00f3viles estadounidenses Android (Google) e iOS (Apple).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El sistema Wero funciona mediante aplicaciones de banca m\u00f3vil o la aplicaci\u00f3n independiente Wero Wallet, disponibles en Google Play y la App Store de Apple. Wero no est\u00e1 dise\u00f1ado como una interfaz web completamente abierta ni como un est\u00e1ndar independiente del hardware. Se trata de un sistema y una aplicaci\u00f3n cerrados que requieren un tel\u00e9fono inteligente con uno de los dos sistemas operativos m\u00e1s utilizados para funcionar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los usuarios de dispositivos no compatibles con Google (tel\u00e9fonos Huawei, por ejemplo) y sistemas de c\u00f3digo abierto como GrapheneOS suelen tener problemas, ya que la aplicaci\u00f3n independiente Wero o las aplicaciones bancarias con Wero integrado utilizan mecanismos de seguridad para comprobar la integridad del dispositivo (API de integridad de Google Play). En dispositivos sin servicios oficiales de Google o sin los parches adecuados, estas aplicaciones a menudo no funcionan o requieren el uso del entorno aislado de los servicios de Google.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Una de las pocas maneras de hacer funcionar Wero en dispositivos de c\u00f3digo abierto (como GrapheneOS) es usar la aplicaci\u00f3n bancaria de un banco que incluya Wero y que no requiera estrictamente los servicios oficiales de Google. Sin embargo, estas aplicaciones son escasas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wero representa un gran paso hacia la independencia monetaria y bancaria europea. Sin embargo, mientras los servicios financieros sigan dependiendo de aplicaciones que requieren la infraestructura cerrada de los gigantes tecnol\u00f3gicos de Silicon Valley, estas soluciones solo trasladan la dependencia de Europa respecto a las grandes empresas estadounidenses de tarjetas de cr\u00e9dito al nivel del sistema operativo. Para lograr una soberan\u00eda digital plena, Europa tambi\u00e9n deber\u00eda promover est\u00e1ndares abiertos que no requieran la aprobaci\u00f3n ni la infraestructura de Google y Apple.<\/p>","protected":false},"excerpt":{"rendered":"<p>Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Pomemben mejnik na tej poti je zdaj postavil diskontni trgovec Lidl, ki je v svojo nem\u0161ko spletno trgovino (lidl.de) kot prvi veliki trgovec z \u017eivili integriral nov evropski digitalni pla\u010dilni [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[74,68,72,66,4,52,50,76,8],"tags":[826],"class_list":["post-7911","post","type-post","status-publish","format-standard","hentry","category-aplikacije","category-operacijski-sistemi","category-orodja","category-programi","category-racunalnistvo-telefonija","category-telefoni","category-telefonija","category-varnost","category-zivljenjski-slog","tag-paypal"],"acf":{"subtitle":"","heading":"","summary":"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Eden od re\u0161itev za samostojnost je evropski Wero, ki ga je posvojil tudi Lidl.","thumbnail_small":"https:\/\/racunalniske-novice.com\/wp-content\/uploads\/2026\/07\/vladislav-bogutski-A2GUD28IdcM-unsplash-560x315.jpg","thumbnail_large":"https:\/\/racunalniske-novice.com\/wp-content\/uploads\/2026\/07\/vladislav-bogutski-A2GUD28IdcM-unsplash-686x1024.jpg","thumbnail_caption":"","gallery":"","video_gallery":null,"author":"Avtor: Peter \u010cebron","links":null,"sources":null,"skip_language":[]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice<\/title>\n<meta name=\"description\" content=\"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Eden od re\u0161itev za samostojnost\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/posts\/7911\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice\" \/>\n<meta property=\"og:description\" content=\"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Pomemben mejnik na tej poti je zdaj postavil diskontni trgovec Lidl, ki je v svojo nem\u0161ko spletno trgovino (lidl.de) kot prvi veliki trgovec z \u017eivili integriral nov evropski digitalni pla\u010dilni [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/viva.racunalniske-novice.com\/es\/el-sistema-de-pago-europeo-wero-llega-a-las-tiendas-online-de-lidl\/\" \/>\n<meta property=\"og:site_name\" content=\"Ra\u010dunalni\u0161ke novice\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-29T06:34:12+00:00\" \/>\n<meta name=\"author\" content=\"sinusiks\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"sinusiks\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/\",\"url\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/\",\"name\":\"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice\",\"isPartOf\":{\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#website\"},\"datePublished\":\"2026-07-29T06:34:12+00:00\",\"dateModified\":\"2026-07-29T06:34:12+00:00\",\"author\":{\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#\/schema\/person\/afb62e36efa34516d50249517e4cdbb4\"},\"breadcrumb\":{\"@id\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/viva.racunalniske-novice.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#website\",\"url\":\"https:\/\/viva.racunalniske-novice.com\/en\/\",\"name\":\"Ra\u010dunalni\u0161ke novice\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/viva.racunalniske-novice.com\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#\/schema\/person\/afb62e36efa34516d50249517e4cdbb4\",\"name\":\"sinusiks\",\"sameAs\":[\"https:\/\/ml.racunalniske-novice.com\"],\"url\":\"https:\/\/viva.racunalniske-novice.com\/es\/author\/sinusiks\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice","description":"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Eden od re\u0161itev za samostojnost","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/posts\/7911","og_locale":"es_ES","og_type":"article","og_title":"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice","og_description":"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Pomemben mejnik na tej poti je zdaj postavil diskontni trgovec Lidl, ki je v svojo nem\u0161ko spletno trgovino (lidl.de) kot prvi veliki trgovec z \u017eivili integriral nov evropski digitalni pla\u010dilni [&hellip;]","og_url":"https:\/\/viva.racunalniske-novice.com\/es\/el-sistema-de-pago-europeo-wero-llega-a-las-tiendas-online-de-lidl\/","og_site_name":"Ra\u010dunalni\u0161ke novice","article_published_time":"2026-07-29T06:34:12+00:00","author":"sinusiks","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"sinusiks","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/","url":"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/","name":"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice","isPartOf":{"@id":"https:\/\/viva.racunalniske-novice.com\/en\/#website"},"datePublished":"2026-07-29T06:34:12+00:00","dateModified":"2026-07-29T06:34:12+00:00","author":{"@id":"https:\/\/viva.racunalniske-novice.com\/en\/#\/schema\/person\/afb62e36efa34516d50249517e4cdbb4"},"breadcrumb":{"@id":"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/viva.racunalniske-novice.com\/en\/"},{"@type":"ListItem","position":2,"name":"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl"}]},{"@type":"WebSite","@id":"https:\/\/viva.racunalniske-novice.com\/en\/#website","url":"https:\/\/viva.racunalniske-novice.com\/en\/","name":"Ra\u010dunalni\u0161ke novice","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/viva.racunalniske-novice.com\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/viva.racunalniske-novice.com\/en\/#\/schema\/person\/afb62e36efa34516d50249517e4cdbb4","name":"sinusiks","sameAs":["https:\/\/ml.racunalniske-novice.com"],"url":"https:\/\/viva.racunalniske-novice.com\/es\/author\/sinusiks\/"}]}},"_links":{"self":[{"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/posts\/7911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/comments?post=7911"}],"version-history":[{"count":0,"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/posts\/7911\/revisions"}],"wp:attachment":[{"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/media?parent=7911"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/categories?post=7911"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/viva.racunalniske-novice.com\/es\/wp-json\/wp\/v2\/tags?post=7911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}