{"id":7911,"date":"2026-07-29T08:34:12","date_gmt":"2026-07-29T06:34:12","guid":{"rendered":"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/"},"modified":"2026-07-29T08:34:12","modified_gmt":"2026-07-29T06:34:12","slug":"evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl","status":"publish","type":"post","link":"https:\/\/viva.racunalniske-novice.com\/hr\/europski-platni-sustav-wero-dolazi-u-lidlove-internetske-trgovine\/","title":{"rendered":"Europski platni sustav Wero dolazi u Lidlove internetske trgovine"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Europski bankarski sektor ve\u0107 dugo tra\u017ei na\u010dine za <a href=\"https:\/\/viva.racunalniske-novice.com\/hr\/kako-eu-gradi-tvrdavu-neovisnosti-u-sjeni-silicijske-doline\/\">Kako smanjiti ovisnost o ameri\u010dkim financijskim i karti\u010dnim divovima<\/a>, kao \u0161to su Visa, Mastercard, PayPal i Google Pay. Va\u017enu prekretnicu na tom putu sada je postavio diskontni trgovac Lidl, koji je postao prvi veliki trgovac mje\u0161ovitom robom koji je integrirao novi europski digitalni sustav pla\u0107anja Wero u svoju njema\u010dku internetsku trgovinu (lidl.de). U budu\u0107nosti planiraju pro\u0161iriti ovu uslugu na internetske trgovine u Belgiji i Francuskoj.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Kako Wero funkcionira i za\u0161to je va\u017ean za Europu?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Wero je inicijativa Europske inicijative za pla\u0107anja (EPI), koja okuplja 18 velikih europskih banaka i financijskih institucija te trenutno dose\u017ee preko 57 milijuna korisnika diljem Europe. Wero omogu\u0107uje izravna pla\u0107anja &quot;s ra\u010duna na ra\u010dun&quot;, \u0161to zna\u010di da novac putuje izravno izme\u0111u bankovnih ra\u010duna u samo nekoliko sekundi, bez potrebe za tradicionalnim posrednicima kartica.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prilikom online kupnje, kupac ne mora unositi broj platne kartice ili IBAN. Jednostavno potvr\u0111uje transakciju unutar svoje mobilne bankarske aplikacije ili skeniranjem QR koda na ekranu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Svi financijski podaci ostaju unutar europskog bankarskog okru\u017eenja, \u010dime se ja\u010da europski suverenitet podataka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Osim Lidla, Wero sustav ve\u0107 su usvojile tvrtke poput Decathlona, CTS Eventima i A&amp;O Hostela, a uskoro ga planiraju uvesti i Rossmann, Hornbach, CEWE, Baur i zrakoplovna tvrtka Air Europa.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Jesmo li upravo zamijenili ovisnost o Visi i Mastercardu ovisno\u0161\u0107u o Googleu i Appleu?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Iako Wero uspje\u0161no rje\u0161ava pitanje financijskog suvereniteta zamjenom ameri\u010dkih karti\u010dnih mre\u017ea, postoji o\u010diti paradoks u tehnolo\u0161koj implementaciji. Usluga se i dalje uvelike oslanja na ameri\u010dke mobilne operativne sustave Android (Google) i iOS (Apple).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wero sustav funkcionira putem aplikacija za mobilno bankarstvo ili samostalne Wero Wallet aplikacije, koje su dostupne na Google Playu i Apple App Storeu. Wero nije dizajniran kao potpuno otvoreno, web-bazirano su\u010delje ili hardverski neovisan standard. To je zatvoreni sustav i aplikacija koji za rad zahtijeva pametni telefon s jednim od dva dominantna operativna sustava.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Korisnici ure\u0111aja koje ne podr\u017eava Google (npr. Huawei telefoni) i sustava otvorenog koda poput GrapheneOS-a \u010desto se susre\u0107u s problemom jer samostalna Wero aplikacija ili bankarske aplikacije s integriranim Weroom koriste sigurnosne mehanizme za provjeru integriteta ure\u0111aja (Google Play Integrity API). Na ure\u0111ajima bez slu\u017ebenih Google usluga ili s odgovaraju\u0107im zakrpama, ove aplikacije \u010desto odbijaju raditi ili zahtijevaju kori\u0161tenje sandboxa Google usluga.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jedan od rijetkih na\u010dina da Wero radi na otvorenim ure\u0111ajima (poput GrapheneOS-a) jest kori\u0161tenje bankovne aplikacije koja uklju\u010duje Wero i ne zahtijeva strogo slu\u017ebene Googleove usluge. Me\u0111utim, to je rijetkost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wero je veliki korak prema europskoj monetarnoj i bankarskoj neovisnosti. Me\u0111utim, sve dok financijske usluge ostaju ovisne o aplikacijama koje zahtijevaju zatvorenu infrastrukturu tehnolo\u0161kih divova Silicijske doline, takva rje\u0161enja samo prebacuju europsku ovisnost o ameri\u010dkim karti\u010dnim divovima na razinu operativnog sustava. Za potpuni digitalni suverenitet, Europa bi tako\u0111er trebala promovirati otvorene standarde koji ne zahtijevaju odobrenje ili infrastrukturu Googlea i Applea.<\/p>","protected":false},"excerpt":{"rendered":"<p>Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Pomemben mejnik na tej poti je zdaj postavil diskontni trgovec Lidl, ki je v svojo nem\u0161ko spletno trgovino (lidl.de) kot prvi veliki trgovec z \u017eivili integriral nov evropski digitalni pla\u010dilni [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[74,68,72,66,4,52,50,76,8],"tags":[826],"class_list":["post-7911","post","type-post","status-publish","format-standard","hentry","category-aplikacije","category-operacijski-sistemi","category-orodja","category-programi","category-racunalnistvo-telefonija","category-telefoni","category-telefonija","category-varnost","category-zivljenjski-slog","tag-paypal"],"acf":{"subtitle":"","heading":"","summary":"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. Eden od re\u0161itev za samostojnost je evropski Wero, ki ga je posvojil tudi Lidl.","thumbnail_small":"https:\/\/racunalniske-novice.com\/wp-content\/uploads\/2026\/07\/vladislav-bogutski-A2GUD28IdcM-unsplash-560x315.jpg","thumbnail_large":"https:\/\/racunalniske-novice.com\/wp-content\/uploads\/2026\/07\/vladislav-bogutski-A2GUD28IdcM-unsplash-686x1024.jpg","thumbnail_caption":"","gallery":"","video_gallery":null,"author":"Avtor: Peter \u010cebron","links":null,"sources":null,"skip_language":[]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice<\/title>\n<meta name=\"description\" content=\"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. 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Pomemben mejnik na tej poti je zdaj postavil diskontni trgovec Lidl, ki je v svojo nem\u0161ko spletno trgovino (lidl.de) kot prvi veliki trgovec z \u017eivili integriral nov evropski digitalni pla\u010dilni [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/viva.racunalniske-novice.com\/hr\/europski-platni-sustav-wero-dolazi-u-lidlove-internetske-trgovine\/\" \/>\n<meta property=\"og:site_name\" content=\"Ra\u010dunalni\u0161ke novice\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-29T06:34:12+00:00\" \/>\n<meta name=\"author\" content=\"sinusiks\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisao\/la\" \/>\n\t<meta name=\"twitter:data1\" content=\"sinusiks\" \/>\n\t<meta name=\"twitter:label2\" content=\"Procijenjeno vrijeme \u010ditanja\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/\",\"url\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/\",\"name\":\"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice\",\"isPartOf\":{\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#website\"},\"datePublished\":\"2026-07-29T06:34:12+00:00\",\"dateModified\":\"2026-07-29T06:34:12+00:00\",\"author\":{\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#\/schema\/person\/afb62e36efa34516d50249517e4cdbb4\"},\"breadcrumb\":{\"@id\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/#breadcrumb\"},\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/evropski-placilni-sistem-wero-prihaja-v-spletne-trgovine-lidl\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/viva.racunalniske-novice.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#website\",\"url\":\"https:\/\/viva.racunalniske-novice.com\/en\/\",\"name\":\"Ra\u010dunalni\u0161ke novice\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/viva.racunalniske-novice.com\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"hr\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/viva.racunalniske-novice.com\/en\/#\/schema\/person\/afb62e36efa34516d50249517e4cdbb4\",\"name\":\"sinusiks\",\"sameAs\":[\"https:\/\/ml.racunalniske-novice.com\"],\"url\":\"https:\/\/viva.racunalniske-novice.com\/hr\/author\/sinusiks\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Evropski pla\u010dilni sistem Wero prihaja v spletne trgovine Lidl - Ra\u010dunalni\u0161ke novice","description":"Evropski ban\u010dni sektor \u017ee dlje \u010dasa i\u0161\u010de na\u010dine, kako zmanj\u0161ati odvisnost od ameri\u0161kih finan\u010dnih in karti\u010dnih velikanov, kot so Visa, Mastercard, PayPal in Google Pay. 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